T&C
Who we are
Compare my cover is not a broker or insurer but provides consultancy services and services of intermediary nature. CMC does not give any advice or make personal recommendations to any products or services discussed. We may describe the policy to you and the features and benefits, but it is solely your decision to buy.
As an Independent price searching company, we work based on your consent to handle your data for price comparison activities, we do not perform any regulatory activities therefore according to The Financial Services & Market Act 2000 (FSMA), it is not obligatory for Compare my cover to be regulated by FCA.Regarding personal data and sensitive information and handling card payments we are registered with ICO accordingly to The General Data Protection Regulation (GDPR).
1. General
1.1 These Terms and Conditions apply to your use of this platform.
1.2 By using this platform you agree to these Terms and Conditions. If you do not wish to be bound by these Terms and Conditions you should not use this platform.
1.3 We may change these Terms and Conditions from time to time. We will give you notice of any changes by posting those changes on this platform. We will not vary any terms and conditions which you previously agreed whilst using this platform. However, any amended Terms and Conditions will apply to your use of this platform from the date they are posted and if you do not agree with the amended Terms and Conditions, you are entitled to stop using this platform at that time.
Definitions
2.1 “you” and “your” means the person who proposes to use or is using this platform.
2.2 “we” “us” and “our” means comparemycover.uk You are entitled to stop using this platform if we transfer our rights under these Terms and Conditions to a third party. Compare My Cover Limited is authorised and regulated by the Independent commissioners office.
2.3 “product or service provider” means the manufacturer, supplier, distributor or provider of any service or product advertised on this platform or made available via this platform.
2.4 quote” means a price provided by a product or service provider for comparison with other quotes on the basis of the information you have provided. In providing you with a quote we are not able to guarantee the availability of the product, the service or the price set out as you will need to deal with the product or service provider direct to make a purchase.
2.6 “Your documents” means the online document repository service provided by us on this platform.
3. Use of this platform
3.1 By using this platform you agree that:
3.1.1 You will not do anything that affects the integrity or security of this platform or causes or may cause harm, damage or unreasonable inconvenience to other users of this platform or us; and
3.1.2 You will not gather, extract, download, reproduce and/or display or advertise on any other platform, other online or off-line service or otherwise, any material on or from this platform, including but not limited to information relating to insurance prices, whether that information has been gained by the use of spiders, data mining, trawling or other ‘screen scraping’ software or system used to extract data.
3.2 If you breach any of the clauses set out at 3.1 above, we may take such action as we deem appropriate, including denying you access to this platform, bringing legal proceedings against you and disclosing such information to appropriate legal and/or regulatory bodies.
4. Our service
4.1 We provide a service which enables you to compare a number of prices for products and services and make a decision based on those comparisons. There is a administration charge for this service.
4.2 We do not provide financial, investment or other advice in relation to the product or service compared, nor do we provide a recommendation or endorsement of product or service providers.
4.3 The information you give us is used by the product or service provider to formulate their quote. Therefore, it is important that you double-check all information to ensure that it is complete and accurate. We seek to ensure that we accurately pass on the information you have provided to the product or service provider for the purpose of providing a price comparison.
4.4These Terms and Conditions and our correspondence with you will be communicated in the English language.
5.1 We do not control the price, length of offers, or special conditions relating to price comparison quotes. These are set by product or service providers. If you obtain a quote and would like to see how long it is valid for or any special conditions relating to it, please contact the product provider or service provider. Product and service providers’ prices, rates and offer times are updated and amended on a regular basis so our price comparisons are subject to change.
5.2 In order to purchase any of the products or services described on our platform you must contact the product or service provider. When a price is given you will also find a direct contact number to the product or service provider. For some products or services you may need to or choose to complete your transaction over the telephone. The product and contact details of the product or service provider are listed on their website(s).
